Attention homeowners in Buena Vista and Chaffee County: Get an Appraisal today!
The top seven reasons why CO homeowners call on Bighorn Appraisals:
Need help determining the price of your home in or near Buena Vista, CO?
We at Bighorn Appraisals understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Bighorn Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Need to remove PMI?
An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Bighorn Appraisals, we're qualified in helping folks just like you do away with unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's going down. This only means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Bighorn Appraisals is your chief weapon.
Was your HELOC recently frozen?
If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Bighorn Appraisals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? Bighorn Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.